Budgeting

Why budgeting is very important?

Budgeting is very important because if you don’t budget, you’ll probably spend more than you earn and go into debt. A budget is a plan that will help you manage your money better so that you can save for the things that are important to you and avoid getting into debt.

There are all sorts of different ways to create a budget, but the basic idea is to list your income and expenses and then compare the two in order to see where you can save money.

You may need to make some adjustments in order to ensure that your spending is less than your income, but creating a budget is a very important first step in getting your finances under control.

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