What to do when you’re short on money: 35 ways to make money

what to do when you're short on money

When you’re short on money, it can feel like the world is against you. But don’t worry, there are plenty of things you can do to get yourself back on track!

In this blog post, we will discuss 35 ways to make money when you’re short on cash. Some of these methods are quick and easy, while others will require a bit more effort.

But no matter what your situation is, we have a solution for you! So read on and start making some extra money today!

What to do when you’re short on money #1. Sell your unwanted items

If you’re looking for a quick and easy way to make some extra cash, then look no further than your own home! Chances are, you have plenty of items around the house that you no longer need or use.

So why not sell them and earn some money? You can list your items on sites like eBay or Craigslist, or have a garage sale. Whatever you do, make sure you get rid of all that clutter and put some extra cash in your pocket!

More reading – Things you can rent out for profit

What to do when you’re short on money #2. Get a part-time job

If you’re really struggling to make ends meet, then getting a part-time job may be your best bet. This will give you a steady income that you can use to pay your bills and save up for what you need.

There are plenty of part-time jobs out there, so take your time and find one that’s right for you. Once you start making some extra money, you’ll be glad you took the plunge!

What to do when you’re short on money #3. Do some freelance work

If you have a particular skill or talent, then why not put it to good use? There are many people out there who are willing to pay for your services! You can find freelance work on sites like Fiverr or Upwork.

Or, if you know someone who needs your help, offer to do some work for them. This is a great way to make some extra money while also helping out someone you know!

What to do when you’re short on money #4. Invest in yourself

One of the best things you can do when you’re short on money is to invest in yourself. This may mean taking a class or learning a new skill. It could also mean starting your own business.

Whatever you do, make sure you’re putting your money into something that will help you in the long run. When you invest in yourself, you’re guaranteed to see a return on your investment!

What to do when you’re short on money #5. Cut back on your expenses

If you’re looking to save some money, then one of the best things you can do is to cut back on your expenses.

Take a look at your budget and see where you can make some adjustments. Maybe you can eat out less or cut back on your cable bill. Whatever you do, make sure you’re saving as much money as you can!

What to do when you’re short on money #6. Give up your vices

If you want to save some serious cash, then one of the best things you can do is to give up your vices.

This may mean quitting smoking or drinking. Or, it could mean cutting back on how much you spend on shopping or eating out. Whatever your vice is, giving it up will help you to save a lot of money!

What to do when you’re short on money #7. Get a roommate

what to do when you're short on money
Roommate

If you’re struggling to pay your rent or mortgage, then one of the best things you can do is to get a roommate.

This will help to split the cost of your living expenses and make it more affordable for you. Just make sure you choose someone who you can get along with!

What to do when you’re short on money #8. Make a budget

If you want to get your finances in order, then one of the best things you can do is to make a budget.

This will help you to see where your money is going and where you can cut back. Once you have a budget in place, stick to it!

What to do when you’re short on money #9. Get a side hustle

If you’re looking to make some extra money, then one of the best things you can do is to get a side hustle. This may mean getting a part-time job or doing some freelance work.

Whatever you do, make sure you’re putting your money into something that will help you in the long run. When you invest in yourself, you’re guaranteed to see a return on your investment!

What to do when you’re short on money #10. Sell your stuff

If you’re looking to get rid of some clutter and make some extra cash, then one of the best things you can do is to sell your stuff.

You can sell your clothes, furniture, or anything else you don’t need. There are many ways to do this, so take your time and find the one that’s right for you.

What to do when you’re short on money #11. Get a better paying job

If you want to make more money, then one of the best things you can do is to get a better-paying job.

This may mean getting a promotion or switching careers. Whatever you do, make sure you’re putting your money into something that will help you in the long run. When you invest in yourself, you’re guaranteed to see a return on your investment!

What to do when you’re short on money #12. Invest in stocks

what to do when you're short on money
Stocks

If you’re looking to make some extra money, then one of the best things you can do is to invest in stocks.

This may seem like a risky investment, but if you choose the right stocks, you can make a lot of money! Just make sure you do your research before investing any money.

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What to do when you’re short on money #13. Play the lottery

If you’re looking to take a chance and make some extra cash, then one of the best things you can do is to play the lottery.

This may seem like a long shot, but if you win, you could end up with a lot of money! Just make sure you’re spending what you can afford to lose.

What to do when you’re short on money #14. Get a credit card

If you’re looking to build your credit or get some extra cash, then one of the best things you can do is to get a credit card.

This may seem like a risky move, but if you use your credit card wisely, you can make a lot of money! Just make sure you’re paying off your balance each month.

What to do when you’re short on money #15. Refinance your mortgage

what to do when you're short on money
Refinance

If you’re looking to save some money on your monthly expenses, then one of the best things you can do is to refinance your mortgage.

This will lower your interest rate and make your monthly payments more affordable. Just make sure you shop around for the best rates!

What to do when you’re short on money #16. Get a personal loan

If you’re looking to get some extra cash, then one of the best things you can do is to get a personal loan.

This can be a great way to consolidate your debt or pay for a large purchase. Just make sure you shop around for the best rates!

What to do when you’re short on money #17. Invest in real estate

If you’re looking to make some extra money, then one of the best things you can do is to invest in real estate.

This may seem like a risky investment, but if you choose the right property, you can make a lot of money! Just make sure you do your research before investing any money.

What to do when you’re short on money #18. Save your money

If you’re looking to make some extra money, then one of the best things you can do is to save your money. This may seem like a difficult task, but if you start small, you can make a lot of progress over time.

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Just make sure you’re putting your money into something that will help you in the long run. When you invest in yourself, you’re guaranteed to see a return on your investment!

More Reading – How to Save $5000 in 3 months

What to do when you’re short on money #19. Invest in a business

If you’re looking to make some extra money, then one of the best things you can do is to invest in a business.

This may seem like a risky investment, but if you choose the right business, you can make a lot of money! Just make sure you do your research before investing any money.

What to do when you’re short on money #20. Have a yard sale

Another great way to make some extra money is to have a yard sale. This is a great option if you have a lot of stuff that you need to get rid of.

You can also team up with neighbors or friends to make it even more successful! Just make sure you advertise properly and price your items reasonably.

More Reading – Garage sale hacks

What to do when you’re short on money #21. Offer your services

One of the best ways to make extra money is to offer your services. This could be anything from dog walking to yard work.

If you have a skill that others are willing to pay for, then this is a great option! Just make sure you set your rates correctly and provide excellent service so that you get repeat customers.

What to do when you’re short on money #22. Do odd jobs

Another great way to make some extra money is to do odd jobs. This could be anything from mowing lawns to shoveling snow.

If you’re willing to put in the work, then you can definitely make some extra cash! Just make sure you’re charging what the job is worth and that you’re able to complete it in a timely manner.

What to do when you’re short on money #23. Offer your skills

If you have any special skills or talents, then you can definitely make some extra money by offering your services!

This could be anything from teaching a dance class to tutoring. Just make sure you’re pricing your services correctly and that you’re able to meet the needs of your clients.

What to do when you’re short on money #24. Do research

If you enjoy doing research, then you can definitely make some extra money by offering your services!

There are a lot of people and businesses who are willing to pay for research services. Just make sure you’re able to deliver quality results in a timely manner.

What to do when you’re short on money #25. Be a pet-sitter

If you love animals, then being a pet-sitter is a great way to make some extra money! This is a great option if you’re able to take care of pets while their owners are away.

Just make sure you’re comfortable with the animals and that you’re able to provide them with the care they need.

What to do when you’re short on money #26. House-sit

If you’re willing to house sit for people, then you can definitely make some extra money! This is a great option if you’re able to take care of the home and pets while the owners are away.

Just make sure you’re comfortable with the arrangement and that you’re able to meet the needs of the homeowners.

What to do when you’re short on money #27. Do data entry

what to do when you're short on money
Data entry

If you’re good at data entry, then you can definitely make some extra money by offering your services!

This is a great option if you’re able to work quickly and accurately. Just make sure you’re able to meet the needs of your clients.

What to do when you’re short on money #28. Do transcription

If you’re good at transcription, then you can definitely make some extra money by offering your services!

This is a great option if you’re able to work quickly and accurately. Just make sure you’re able to meet the needs of your clients.

What to do when you’re short on money #29. Do customer service

If you’re good at customer service, then you can definitely make some extra money by offering your services! This is a great option if you’re able to work quickly and efficiently.

What to do when you’re short on money #30. Do telemarketing

If you’re good at telemarketing, then you can definitely make some extra money by offering your services!

This is a great option if you’re able to work quickly and efficiently. Just make sure you’re able to meet the needs of your clients.

What to do when you’re short on money #31. Do online surveys

If you’re willing to take online surveys, then you can definitely make some extra money! This is a great option if you’re looking for a easy way to make some extra cash.

Just make sure you’re able to meet the needs of the surveys and that you’re getting paid what you’re worth.

What to do when you’re short on money #32. Do email marketing

If you’re good at email marketing, then you can definitely make some extra money by offering your services!

This is a great option if you’re able to work quickly and efficiently. Just make sure you’re able to meet the needs of your clients.

What to do when you’re short on money #33. Do graphic design

what to do when you're short on money
Graphic design

If you’re good at graphic design, then you can definitely make some extra money by offering your services!

This is a great option if you’re able to work quickly and efficiently. Just make sure you’re able to meet the needs of your clients.

What to do when you’re short on money #34. Do content marketing

If you’re good at content marketing, then you can definitely make some extra money by offering your services!

This is a great option if you’re able to work quickly and efficiently. Just make sure you’re able to meet the needs of your clients.

What to do when you’re short on money #35. Do online advertising

what to do when you're short on money
Online advertising

If you’re good at online advertising, then you can definitely make some extra money by offering your services!

This is a great option if you’re able to work quickly and efficiently. Just make sure you’re able to meet the needs of your clients.

Conclusion: What to do when you’re short on money

There are many different things you can do when you’re short on money. You can offer your services, do email marketing, do web design, do web development, do graphic design, or even do market research.

Whatever you decide to do, just make sure you’re able to work quickly and efficiently so that you can meet the needs of your clients. Thanks for reading!

Over to you

Do you have any other suggestions of what to do when you’re short on money? Let us know in the comments below!

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About the Author

Don Smith

Don is a father, real estate investor, self-directed investor and a personal finance enthusiast. He also holds an MBA and loves to share his financial Journey with others.

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